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Mónica Hickton

Mónica Hickton

Professional travel enthusiast. Infuriatingly humble communicator. General twitter practitioner. Extreme food expert. Total bacon evangelist.

83 Total Articles
Understanding Fully Qualified Mortgage Advisors

Understanding Fully Qualified Mortgage Advisors

The process of finding a mortgage can be intimidating and overwhelming for many people. Understanding the qualifications...

The Benefits of Working with Experienced Buy to Let Mortgage Advisors

The Benefits of Working with Experienced Buy to Let Mortgage Advisors

When it comes to major financial decisions, such as taking out a mortgage for a buy-to-let property, it is essential to...

10 Year Fixed Rate Mortgages: A Comprehensive Overview

10 Year Fixed Rate Mortgages: A Comprehensive Overview

Are you looking for a reliable, cost-effective way to finance your home? A 10-year fixed rate mortgage could be the...

Gathering Documents and Information for Birmingham Midshires Mortgage Applications

Gathering Documents and Information for Birmingham Midshires Mortgage Applications

Are you looking to apply for a mortgage through Birmingham Midshires? The process of gathering documents and information...

Proof of Income: What You Need to Know

Proof of Income: What You Need to Know

When applying for a mortgage, it is essential to understand the different documents you will need to provide as proof of...

Adverse Credit Specialist Brokers: An In-Depth Overview

Adverse Credit Specialist Brokers: An In-Depth Overview

When it comes to finding a mortgage, there are many options available to you. But if you have adverse credit, then you...

Lloyds Bank - A Comprehensive Overview

Lloyds Bank - A Comprehensive Overview

Lloyds Bank is a major UK-based financial institution that provides a range of services to customers, including...

Standard Buy to Let Mortgage Rates Explained

Standard Buy to Let Mortgage Rates Explained

Are you considering taking out a buy to let mortgage? If so, you may be wondering about the standard buy to let mortgage...

Starling Bank: A Comprehensive Overview

Starling Bank: A Comprehensive Overview

Starling Bank is quickly becoming one of the most popular online lenders, providing customers with a wide range of...

Self-employed Specialist Brokers - A Comprehensive Overview

Self-employed Specialist Brokers - A Comprehensive Overview

Are you looking for a self-employed specialist broker to help you with your mortgage needs? If so, you’ve come to the...

Shared Ownership First Time Buyer Mortgages: What You Need to Know

Shared Ownership First Time Buyer Mortgages: What You Need to Know

Buying a home can be a daunting task, especially for first-time buyers. One option that can make this process easier is...

Choosing the Right Lender and Product for Your Mortgage Application

Choosing the Right Lender and Product for Your Mortgage Application

When it comes to applying for a mortgage, choosing the right lender and product can be a daunting task. With so many...

Atom Bank - Birmingham Midshires Mortgage Lenders and Online Lenders

Atom Bank - Birmingham Midshires Mortgage Lenders and Online Lenders

Atom Bank is a leading online lender and mortgage provider in Birmingham Midshires. They offer a wide range of services...

Residential Mortgage Timescales: Everything You Need to Know

Residential Mortgage Timescales: Everything You Need to Know

Getting a residential mortgage can be both exciting and stressful. After all, it's one of the biggest financial decisions ...

Capped Variable Rate Mortgages: A Comprehensive Overview

Capped Variable Rate Mortgages: A Comprehensive Overview

Are you looking for a mortgage solution that offers the potential for lower rates and greater flexibility? Capped...

10 Year Fixed Rate Mortgage Rates - Birmingham Midshires

10 Year Fixed Rate Mortgage Rates - Birmingham Midshires

Are you looking for the best 10 year fixed rate mortgage rates? Birmingham Midshires can provide you with a range of...

A Comprehensive Overview of Paragon Bank

A Comprehensive Overview of Paragon Bank

Paragon Bank is an established financial institution offering a wide range of services to individuals and businesses....

Comparing Fixed and Variable Mortgage Calculators

Comparing Fixed and Variable Mortgage Calculators

Are you considering taking out a mortgage, but are unsure of whether to go for a fixed or variable rate? Choosing the...

Shawbrook Bank – Exploring the Specialist Lender

Shawbrook Bank – Exploring the Specialist Lender

Are you looking for a specialist lender? Shawbrook Bank is one of the leading providers of specialist banking services....

Total Cost Calculator Explained

Total Cost Calculator Explained

Are you looking to buy a house or refinance your mortgage? Calculating the total cost of a mortgage can be tricky. With...

Interest Only Buy to Let Mortgage Rates Explained

Interest Only Buy to Let Mortgage Rates Explained

Are you looking for a buy to let mortgage with an interest-only option? Interest-only buy to let mortgages are becoming...

Paper Mortgage Applications Explained

Paper Mortgage Applications Explained

Aspiring homeowners often struggle to navigate the complex and often confusing process of applying for a mortgage....

What You Need to Know About Part-Qualified Mortgage Advisors

What You Need to Know About Part-Qualified Mortgage Advisors

When it comes to making an informed decision about your mortgage, it's important to understand the different types of...

IFS Qualified Brokers: All You Need to Know

IFS Qualified Brokers: All You Need to Know

Are you in the market for an IFS Qualified Broker? Choosing the right broker is essential for a successful mortgage...

A Comprehensive Overview of First Time Buyer Specialist Brokers

A Comprehensive Overview of First Time Buyer Specialist Brokers

Buying a home for the first time can be an exciting, but overwhelming experience. It can be difficult to know where to...

Tracker Variable Rate Mortgages - Understanding the Basics

Tracker Variable Rate Mortgages - Understanding the Basics

Are you interested in learning more about tracker variable rate mortgages? With today's mortgage market full of options,...

Residential Experienced Brokers: A Comprehensive Overview

Residential Experienced Brokers: A Comprehensive Overview

Finding the right residential experienced broker is an important decision. Whether you're a first-time homebuyer or a...

Buy to Let Experienced Brokers: A Comprehensive Overview

Buy to Let Experienced Brokers: A Comprehensive Overview

Are you looking for an experienced broker to help you with buying a property to let? If so, you’ve come to the right...

Proof of Identity: What You Need to Know

Proof of Identity: What You Need to Know

Proof of identity is an important component of many modern day applications, from getting a mortgage to applying for a...

Mortgage Advice Online: An Overview

Mortgage Advice Online: An Overview

Are you looking for advice on mortgages? With the number of options available, it can be overwhelming to decide which one ...

Help to Buy First Time Buyer Mortgages

Help to Buy First Time Buyer Mortgages

Are you a first time homebuyer looking for a mortgage? The Help to Buy scheme could be the perfect solution to help you...

Understanding Variable Rate Discount Mortgage Rates

Understanding Variable Rate Discount Mortgage Rates

Are you considering a mortgage and looking for the best rates available? If so, you may have come across the term...

Discount Variable Rate Mortgages: All You Need to Know

Discount Variable Rate Mortgages: All You Need to Know

Discount variable rate mortgages are an attractive option for many homeowners, providing the potential for significant...

Proof of Address: What You Need to Know

Proof of Address: What You Need to Know

When applying for a mortgage, one of the documents you'll need is proof of address. Whether you're a first-time...

Online Banking Mortgage Repayments: An Overview

Online Banking Mortgage Repayments: An Overview

Are you considering taking out a mortgage and wondering how to manage the repayments? Online banking can provide an...

Interest Only Buy to Let Mortgages

Interest Only Buy to Let Mortgages

Are you a landlord looking to invest in buy to let properties? Interest only buy to let mortgages could be the perfect...

Remortgage Specialists: Everything You Need to Know

Remortgage Specialists: Everything You Need to Know

Are you looking to remortgage your home and need specialist advice? You've come to the right place! Remortgage...

Offset Buy to Let Mortgage Rates Explained

Offset Buy to Let Mortgage Rates Explained

Are you considering investing in a buy-to-let property but want to make sure you get the best deal? Offset buy to let...

Submitting Your Application: A Step-by-Step Guide

Submitting Your Application: A Step-by-Step Guide

Applying for a mortgage can be a daunting task, especially if you don't know where to start. You need to make sure that...

Mortgage Advice In Person: A Comprehensive Overview

Mortgage Advice In Person: A Comprehensive Overview

Are you looking for advice on mortgages in person? It can be hard to know where to turn when it comes to finding the best ...

Making Mortgage Applications Over the Phone

Making Mortgage Applications Over the Phone

The process of applying for a mortgage can be daunting and time-consuming. Luckily, you can now make mortgage...

Metro Bank: An Overview

Metro Bank: An Overview

Metro Bank is an established and trusted provider of financial services in the UK, offering personal and business...

Capped Variable Rate Mortgage Rates Explained

Capped Variable Rate Mortgage Rates Explained

A capped variable rate mortgage is an attractive option for many homeowners looking for a flexible and affordable...

Understanding Buy-to-Let vs Residential Mortgages

Understanding Buy-to-Let vs Residential Mortgages

Are you considering taking out a mortgage for your next property purchase, but unsure of the best option for your needs?...

Comparing 2 Year and 5 Year Mortgage Calculators

Comparing 2 Year and 5 Year Mortgage Calculators

When it comes to buying a home, the right mortgage calculator can be a huge help. But with so many different calculators...

Gatehouse Bank: A Comprehensive Overview

Gatehouse Bank: A Comprehensive Overview

Are you looking for an alternative to traditional banks and wondering if Gatehouse Bank is the right choice? Look no...

CeRER Qualified Brokers: A Comprehensive Overview

CeRER Qualified Brokers: A Comprehensive Overview

Are you looking for an experienced, CeRER qualified broker to help you find the right mortgage? Whether you're a...

Standing Order Mortgage Repayments: What You Need to Know

Standing Order Mortgage Repayments: What You Need to Know

Are you considering taking out a mortgage and want to know more about standing order mortgage repayments? If so, you've...

Monthly Repayment Calculators: What You Need to Know

Monthly Repayment Calculators: What You Need to Know

Are you considering taking out a loan or a mortgage and need help with your repayments? Monthly repayment calculators are ...

Understanding Tracker Variable Rate Mortgages

Understanding Tracker Variable Rate Mortgages

Are you searching for a mortgage that offers flexibility and a low rate? A Tracker Variable Rate Mortgage may be the...

Interest Only Repayment Calculator

Interest Only Repayment Calculator

Are you trying to find an interest-only repayment calculator for your mortgage? Birmingham Midshires has the perfect tool ...

Standard Buy to Let Mortgages Explained

Standard Buy to Let Mortgages Explained

Are you interested in purchasing a rental property but don't know where to start? Standard buy to let mortgages are the...

Everything You Need to Know About Experienced First Time Buyer Advisors

Everything You Need to Know About Experienced First Time Buyer Advisors

Buying a home for the first time can be an intimidating and overwhelming process. With so many decisions to make, it can...

What is CeMAP Qualification and What Do CeMAP Qualified Brokers Do?

What is CeMAP Qualification and What Do CeMAP Qualified Brokers Do?

Are you looking for a mortgage broker who is CeMAP qualified? If so, you’ve come to the right place! In this article,...

Everything You Need to Know About First Time Buyer Timescales

Everything You Need to Know About First Time Buyer Timescales

When you're buying your first home, it's important to understand the timescales involved in the process. Knowing when you ...

Understanding Experienced Residential Mortgage Advisors

Understanding Experienced Residential Mortgage Advisors

Making the decision to purchase a home is one of the most important financial decisions a person can make. Having an...

Maximum borrowing calculator: Exploring the Options

Maximum borrowing calculator: Exploring the Options

Are you looking for an easy way to understand your maximum borrowing potential when it comes to a mortgage? With the help ...

Income and Expenditure Calculator: How to Calculate Your Mortgage Affordability

Income and Expenditure Calculator: How to Calculate Your Mortgage Affordability

Are you looking to purchase a new home and unsure of your mortgage affordability? You may have heard the term 'income and ...

2 Year Fixed Rate Mortgage Rates Explained

2 Year Fixed Rate Mortgage Rates Explained

Are you looking to lock in an affordable rate on your mortgage? A 2 year fixed rate mortgage could be the perfect option...

95% LTV First Time Buyer Mortgages

95% LTV First Time Buyer Mortgages

Are you a first time buyer looking to purchase your dream home? If so, then you may be interested in exploring the...

The Benefits of Using a CeMAP Qualified Mortgage Advisor

The Benefits of Using a CeMAP Qualified Mortgage Advisor

When it comes to making an important financial decision, such as applying for a mortgage, it's essential to ensure that...

Exploring Barclays Bank: What You Need to Know

Exploring Barclays Bank: What You Need to Know

When it comes to high street lenders, Barclays Bank stands out as one of the most trusted and respected names in the...

Birmingham Midshires Mortgage Rates

Birmingham Midshires Mortgage Rates

Birmingham Midshires Mortgage Rates: Current Trends & TipsOverview of Birmingham Midshires as a Mortgage...

Understanding Loan to Value Calculator

Understanding Loan to Value Calculator

Are you considering taking out a loan for a home or other major purchase, but don't know how to calculate the...

Buy To Let Mortgage Timescales: Everything You Need to Know

Buy To Let Mortgage Timescales: Everything You Need to Know

If you're considering a Buy To Let mortgage, it's important to understand the timescales involved in applying and getting ...

Exploring the Role of Self-Employed Specialist Advisors

Exploring the Role of Self-Employed Specialist Advisors

As the economy continues to evolve, many individuals and businesses are turning to self-employed specialist advisors to...

Buy to Let Mortgage Deposit: Understanding Minimum Requirements

Buy to Let Mortgage Deposit: Understanding Minimum Requirements

Key TakeawaysUnderstanding Buy-to-Let Mortgage DepositsPurpose of DepositsImportance of UnderstandingMinimum Deposit...

Offset Buy to Let Mortgages - An Overview

Offset Buy to Let Mortgages - An Overview

Investing in a buy-to-let property can be a great way to supplement your income and build up a portfolio of investments....

Understanding 5 Year Fixed Rate Mortgage Rates

Understanding 5 Year Fixed Rate Mortgage Rates

Are you considering taking out a 5 year fixed rate mortgage? If so, it’s important to understand the rates associated...

5 Year Fixed Rate Mortgages Explained

5 Year Fixed Rate Mortgages Explained

Are you considering taking out a mortgage? If so, you may be interested in a 5 year fixed rate mortgage. This type of...

HSBC: A Comprehensive Overview

HSBC: A Comprehensive Overview

HSBC is one of the largest and oldest banking institutions in the world. With over 200 years of history, they have become ...

Everything You Need to Know About Birmingham Midshires Mortgage

Everything You Need to Know About Birmingham Midshires Mortgage

Birmingham Midshires Mortgage is a financial institution that offers a range of mortgage products to customers in the UK. ...

Direct Debit Mortgage Repayments - A Comprehensive Overview

Direct Debit Mortgage Repayments - A Comprehensive Overview

Are you looking for a secure and convenient way to make your mortgage repayments? Direct debit mortgage repayments may be ...

The Benefits of Applying for a Mortgage Online

The Benefits of Applying for a Mortgage Online

Are you ready to apply for a mortgage but want to avoid the long lines and paperwork that come with applying in person?...

Understanding Remortgage Experienced Brokers

Understanding Remortgage Experienced Brokers

Are you considering remortgaging your home but don't know where to start? With a variety of experienced brokers...

2 Year Fixed Rate Mortgages: Exploring the Benefits and Risks

2 Year Fixed Rate Mortgages: Exploring the Benefits and Risks

Are you considering a 2 Year Fixed Rate Mortgage? If so, it's important to understand the benefits and risks associated...

Mortgage advice over the phone

Mortgage advice over the phone

Are you looking for mortgage advice over the phone? Birmingham Midshires Mortgage Services offers comprehensive mortgage...

Everything You Need to Know About Buy-to-Let Specialist Advisors

Everything You Need to Know About Buy-to-Let Specialist Advisors

Are you looking for expert advice on buy-to-let investments? If so, you may have considered hiring a buy-to-let...